Charlo is a cdp located in Lake County, in the state of Montana (MT), United States. Nestled in the Mountain division of the West region, it covers an area of 2.0 square miles (5.0 km²) and sits at an elevation of 2935 ft. With a population of approximately 439 residents, Charlo offers a peaceful, rural atmosphere.
The town's population is composed of about 48.97% males and 51.03% females, and it has a population density of 219.50 people per square mile (84.75/km²). Charlo lies at a latitude of 47.44 and a longitude of -114.17, operating in the UTC-7.
Locals reflect a blend of American ancestry, with roots primarily in United States (8%), followed by English (11.2%), German (18.7%), and Scotch-Irish (0%) heritage. The town is identified by the ZIP code 59824.